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Get Your Loan Up to $5,000
in Columbus

Need money for expenses out of the blue? No problem! 12M Payday Loans is here to offer a fast and reliable money
solution in any life situation

12M Payday Loans in Columbus

Are you currently facing financial difficulties? Are you looking for a quick loan or maybe a quick check cashing service? 12M Payday Loans got you covered. You are sure to find what you need at one of our stores. Get the advantage of high-quality and fast service. The financial products we offer are designed to help you solve your urgent need for cash. 12M Payday Loans is safe, fast, and values your privacy.

12M Payday Loans Store Location in Columbus

Address: 314 Jackson St, Columbus, IN 47201
In the same building as Cummins Sears Building

🖂 Email:
Phone: +1 (812) 669-3570
We Open:
Monday-Friday: 10am – 6pm Saturday-Sunday: 10am – 4pm Manager: Elliot Bailey

Plan Your Visit

To ensure someone is available to assist you at our in-store location:

    • Check our working hours on business days.
    • If you would like to plan your visit, give us a call or email us.
    • Feel free to inquire about more information over the phone.

In some cases, you may get a loan estimate or at least a range of possible fees. Our branch manager will ensure you receive all the information you need. To keep all our customers safe, we process requests even faster without compromising on quality. If you intend to make a loan request, we recommend you ask upfront what documents you need to bring. It will help you get organized and save you an extra trip.

Nearby 12M Payday Loans Locations

12M Payday Loans


Address: 314 Jackson St, Columbus, IN 47201
In the same building as Cummins Sears Building
🖂 Email: ☎ Phone: +1 (812) 669-3570 ☕ We Open: Monday-Friday: 10am – 6pm Saturday-Sunday: 10am – 4pm

12M Payday Loans Mishawaka

Address: 3838 N Main St #1d, Mishawaka, IN 46545
On the opposite side from
Vertical Plus MRI

🖂 Email: ☎ Phone: +1 (574) 622-5879 ☕ We Open: Monday-Friday: 10am – 6pm Saturday-Sunday: 10am – 4pm

12M Payday Loans Kokomo

Address: 1439 S Reed Rd, Kokomo, IN 46902
In the same building as Burlington
🖂 Email: ☎ Phone: +1 (765) 553-6834 ☕ We Open: Monday-Friday: 10am – 6pm Saturday-Sunday: 10am – 4pm

Products Available in Columbus, IN

payday loans

Payday Loans

are short-term cash advances that can help you fix a minor financial issue. Get your money today and pay it off from your next paycheck. It’s a quick and easy solution for all customers looking for a loan of up to $1,000. To apply at our location, you need to bring your state-issued ID, proof of income (the most recent pay stubs or bank statements), together with your contact details and bank account information.

Installment Loans

Installment Loans

will help you out when you need to borrow between $1,000 and $5,000. Repaying such a loan is spread over several months, which makes the loan easier to manage. The application procedure is the same as for payday loans.
check cashing

Check Cashing

is a service that lets you cash checks in a few minutes. 12M Payday Loans added cashing payroll checks and tax refunds to its list of services. Now you can get your cash on the spot, without waiting in long lines. And do you know what the best part is? You don’t need a bank account to use our check cashing service. Just make sure we have it available in your area.

Money Orders

Money Orders

let you make a quick payment without a bank account. We have convenient rates; all you need to do is visit us and check whether our local office has activated the service.

Requirements for Getting a Loan from 12M Payday Loans

Eligibility factors for one hour loans are basic and easy to meet for almost all consumers. Here is the list of criteria you should take care of before applying:

    • be at least 18 years;
    • have a valid ID card;
    • be a legal resident of USA (or have the USA citizenship);
    • prove your steady income (on monthly or annual basis);
    • present details of your active bank account;
    • have an active phone number and email address.

What You Get with 12M Payday Loans:


Easy application. Our colleagues will assist you in completing the loan application. You can complete all the blanks in just a few minutes. There is no rush, though. If you have any will gladly help you out.


Quick funding. Whether you need an installment loan, a payday cash advance, check cashing, or money orders, you will get your funds promptly.


Reliable direct lenders. Rest assured, the offers you get are tailored to your specific needs by top industry leaders.


Fast processing. Once you step into our store, our team will assist you to the best of their ability. We go above and beyond to ensure that all our customers get the financial services they need as fast as possible.


Transparent repayment. Your loan agreement will reflect the exact terms of your loan. What you see is exactly what you get. When it comes to repaying your debt, there are no hidden fees or additional charges in small print.