Get Your Personal Loan Up To $5,000
Need money for expenses out of the blue? No problem! 12M Payday Loans is here to offer a fast and reliable money solution in any life situation
FAQ
Browse the list of most frequently asked questions below and find the answer you need.
We are a totally free website where you can submit a loan request online and receive a decision in quick time. That’s right: you don’t have to pay us anything. And you don’t have to go anywhere or to stand in a long waiting line.
We prepared a very simple form for you to fill in. When you’re done with it, just press one button to submit your request and wait a bit. Your request will be processed and answered soon.
We have a very short list of requirements here.
- You can be eligible if you:
- legally reside in the United States;
- are 18 years old or older;
- have a stable source of income.
If you want to get more info about our website, visit the section for Terms of Use.
Every credit score is welcome here. We are going to be straightforward with you: it’s really easier to get a deal when your score is OK. But having a less-than-perfect one doesn’t prevent you from submitting a request. Try it out and see where it goes!
If you received an offer that doesn’t satisfy you, you can always refuse to proceed. You are under no obligation to agree to it and proceed with this deal. There are no fines and penalties if you refuse to go on with this offer.
We are very serious about our reputation. We’ve implemented advanced safety measures and keep your personal details away from prying eyes. If you want to get more coverage on our data management, visit the section for Privacy Policy.
It’s a credit product that allows you to borrow a large lump sum of money and repay it over a certain period. It typically comes with a fixed interest rate and is supposed to be repaid in fixed installments each month.