Get Your Personal Loan Up to $5,000 in Bakersfield, California

Need money for expenses out of the blue? No problem! 12M Loans is here to offer a fast and reliable money
solution in any life situation

Storefront loans in Bakersfield, California

Plan Your Visit

To ensure someone is available to assist you at our in-store location:

    • Check our working hours on business days.
    • If you would like to plan your visit, give us a call or email us.
    • Feel free to inquire about more information over the phone.

In some cases, you may get a loan estimate or at least a range of possible fees. Our branch manager will ensure you receive all the information you need. To keep all our customers safe, we process requests even faster without compromising on quality. If you intend to make a loan request, we recommend you ask upfront what documents you need to bring. It will help you get organized and save you an extra trip.

Are you currently facing financial difficulties? Are you looking for a quick loan or maybe a quick check cashing service? 12M Loans got you covered. You are sure to find what you need at one of our stores. Get the advantage of high-quality and fast service. The financial products we offer are designed to help you solve your urgent need for cash. 12M Loans is safe, fast, and values your privacy.

Payday Loans are short-term cash advances that can help you fix a minor financial issue. Get your money today and pay it off from your next paycheck. It’s a quick and easy solution for all customers looking for a loan of up to $1,000. To apply at our location, you need to bring your state-issued ID, proof of income (the most recent pay stubs or bank statements), together with your contact details and bank account information.

Installment Loans will help you out when you need to borrow between $1,000 and $5,000. Repaying such a loan is spread over several months, which makes the loan easier to manage. The application procedure is the same as for payday loans.

Check Cashing is a service that lets you cash checks in a few minutes. 12M Loans added cashing payroll checks and tax refunds to its list of services. Now you can get your cash on the spot, without waiting in long lines. And do you know what the best part is? You don’t need a bank account to use our check cashing service. Just make sure we have it available in your area.

Money Orders let you make a quick payment without a bank account. We have convenient rates; all you need to do is visit us and check whether our local office has activated the service.

What You Get with 12M Loans:

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Easy application. Our colleagues will assist you in completing the loan application. You can complete all the blanks in just a few minutes. There is no rush, though. If you have any will gladly help you out.

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Quick funding. Whether you need an installment loan, a payday cash advance, check cashing, or money orders, you will get your funds promptly.

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Reliable direct lenders. Rest assured, the offers you get are tailored to your specific needs by top industry leaders.

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Fast processing. Once you step into our store, our team will assist you to the best of their ability. We go above and beyond to ensure that all our customers get the financial services they need as fast as possible.

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Transparent repayment. Your loan agreement will reflect the exact terms of your loan. What you see is exactly what you get. When it comes to repaying your debt, there are no hidden fees or additional charges in small print.

Where You Can Find Us

Our store is located at:

1801 Chester Ave, Bakersfield, CA 93301

What Our Customers Say About Our Stores

I needed cash urgently, and local banks could only provide the money the next day. I got into your store to ask if you have a check to cash service and got my money on the spot! That’s what I call quick service! – Annie J.

I wasn’t sure what loan I needed when I visited a 12M Loans store. Jeff was very patient with me and explained the procedure step-by-step. I really appreciated that he didn’t push me into signing anything. He made sure I understood what a payday loan is and even suggested considering other loan types! That was customer care at its best. I needed money urgently, so I took a cash advance. But due to Jeff, I was well-informed and had everything under control. Thank you, Jeff! – Maria Jane Miller.

I was browsing for an installment loan in my neighborhood. 12M Loans had the best rates, it was a no-brainer. The loan helped my mom handle her medical bills, and repaying it was relatively easy. I am grateful I stumbled into your store and appreciate your help. – JJ Mathews.